Drivers caught eating an apple, map reading or listening to loud music face rises on their motor premiums.
Each year, around 25,300 drivers are convicted of ´driving without due care and attention´ and punished by the courts with £60 fines and three penalty points.
Most insurers ask potential customers if they have any driving convictions, including for distracted behaviour, which is known as a CD10 offence.
Ian Crowder, for the AA which acts as a broker for more than 20 insurers, said: “We´re all guilty of eating or drinking behind the wheel but the fact is it can be dangerous. There is a direct correlation between those convicted of driving without due care and attention and fatal accidents.”
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